Terms & Conditions — 55bw Gaming Platform

01 Introduction

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and 55bw ("55bw," "we," "us," or "our"), governing your access to and use of the 55bw website, mobile platform, games, sports betting services, and all related features (collectively, the "Platform").

By accessing the 55bw Platform, creating an account, making a deposit, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

55bw operates under applicable Philippine gaming regulations with oversight from the Philippine Amusement and Gaming Corporation (PAGCOR). These Terms are intended to ensure a fair, transparent, and responsible gaming environment for all players on the 55bw Platform.

02 Eligibility

To register and use the 55bw Platform, you must satisfy all of the following eligibility requirements at all times:

• You are at least 21 years of age, as required under Philippine gaming regulations for casino-style gambling activities.
• You are a natural person and not a corporation, partnership, trust, or other legal entity.
• You are accessing the Platform from a jurisdiction where online gaming is not prohibited by applicable law.
• You are not a current employee, contractor, director, officer, or agent of 55bw, nor an immediate family member of any such person.
• You have not previously been self-excluded from the 55bw Platform or had your account suspended or terminated for a breach of these Terms.
• You are acting on your own behalf and not as an agent or representative of any third party.
• You are not located in a jurisdiction that prohibits online gambling or where 55bw is not authorized to offer its services.

55bw reserves the right to refuse registration or suspend any account where eligibility requirements are not met or cannot be verified to 55bw's reasonable satisfaction.

03 Account Registration

To access the full range of 55bw services, you must register for a player account. When registering, you agree to provide accurate, current, and complete information, including your full legal name, date of birth, Philippine mobile number, and any other information requested during the registration process.

One Account Per Player: Each player is permitted to hold only one active account on the 55bw Platform. The creation of multiple accounts by a single individual is strictly prohibited and may result in the suspension of all associated accounts and the forfeiture of any balances held therein.

Account Security: You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login details with any third party. 55bw will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to keep your credentials secure.

Account Verification (KYC): 55bw is required to verify the identity of all players in accordance with applicable anti-money laundering (AML) and know-your-customer (KYC) regulations. You may be required to submit government-issued identification, proof of address, and proof of payment method before withdrawals are processed or at any other time at 55bw's discretion.

• Accepted identification documents include: Philippine passport, SSS ID, UMID, driver's license, PhilSys National ID, and PRC ID.
• Proof of address may include utility bills, bank statements, or government correspondence dated within the last three months.
• Failure to complete KYC verification within a reasonable timeframe may result in account restrictions.

You must promptly notify 55bw of any changes to your registered information by updating your account profile or contacting customer support.

04 Deposits & Withdrawals

55bw supports a range of payment methods commonly used by Filipino players, including GCash, PayMaya, BPI, BDO, and Metrobank. All transactions on the 55bw Platform are denominated in Philippine Peso (PHP / ₱) unless otherwise stated.

Deposits:

• Deposits are credited to your 55bw wallet upon confirmation from the payment provider. E-wallet deposits via GCash and PayMaya are typically instant.
• The minimum deposit amount is ₱50 unless otherwise specified for a particular payment method or promotion.
• 55bw does not charge fees on deposits; however, your payment provider may apply their own transaction fees.
• You may only deposit funds from payment accounts registered in your own name. Third-party deposits are strictly prohibited.

Withdrawals:

• Withdrawal requests are processed to the same payment method used for the original deposit where technically possible.
• The minimum withdrawal amount is ₱100 unless otherwise specified.
• Withdrawals are subject to completion of KYC verification. Unverified accounts may not be able to process withdrawals.
• 55bw aims to process approved withdrawal requests within 24 hours. Actual receipt of funds depends on your payment provider's processing times.
• 55bw reserves the right to conduct additional security checks before processing any withdrawal, which may extend processing times.

05 Betting Rules

All bets placed on the 55bw Platform are subject to the specific game rules and sports betting rules applicable to each product. By placing a bet, you acknowledge that you have read and understood the relevant rules for that game or market.

• All bets are final once confirmed. 55bw does not accept requests to cancel or amend confirmed bets except where expressly permitted under specific game rules.
• In the event of a technical error or system malfunction that affects the outcome of a game or bet, 55bw reserves the right to void the affected bets and return stakes to players' accounts.
• 55bw reserves the right to void any bet placed on an event where the outcome was already known at the time the bet was placed.
• Maximum bet limits and maximum payout limits apply to all markets and games. These limits are displayed within the relevant game or betting interface.
• 55bw reserves the right to limit the betting activity of any player at its sole discretion, including imposing individual stake limits or restricting access to specific markets.
• For live in-play sports betting, odds are subject to change in real time. The odds displayed at the moment your bet is confirmed are the odds that apply to your wager.

In the event of any dispute regarding a bet outcome, the decision of 55bw's trading and risk management team shall be final, subject to the formal dispute resolution process outlined in these Terms.

06 Bonuses & Promotions

55bw may from time to time offer bonuses, free bets, cashback promotions, and other incentives to eligible players. All bonuses and promotions are subject to specific terms and wagering requirements that will be communicated at the time the offer is made.

• Bonus funds are separate from real-money funds in your 55bw wallet. Wagering requirements must be met before bonus funds or winnings derived from bonus funds can be withdrawn.
• 55bw reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice.
• Bonuses are intended for personal recreational use only. Any attempt to exploit bonuses through systematic wagering strategies, collusion, or the use of multiple accounts will result in the forfeiture of the bonus and any associated winnings, and may result in account suspension.
• Only one bonus may be active at a time unless the specific promotion terms state otherwise.
• 55bw reserves the right to request additional verification before crediting or releasing bonus funds.

07 Responsible Gaming

55bw is committed to promoting responsible gaming and providing a safe environment for all players. We recognize that for some individuals, gambling can become problematic, and we take our duty of care seriously.

Players must be 21 years of age or older to use the 55bw Platform. This requirement is strictly enforced in accordance with Philippine gaming regulations.

The following responsible gaming tools are available to all registered 55bw players:

• Deposit Limits: Set daily, weekly, or monthly deposit limits to control your spending.
• Session Time Reminders: Receive notifications after a set period of continuous play.
• Cooling-Off Period: Temporarily suspend your account for a defined period of between 24 hours and 30 days.
• Self-Exclusion: Permanently or indefinitely exclude yourself from the 55bw Platform. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.
• Reality Checks: Periodic on-screen reminders of the time spent and amount wagered during your current session.

If you believe your gambling is causing harm to yourself or others, we encourage you to use the self-exclusion tool immediately and seek support. For more information, please visit our Responsible Gaming page.

08 Prohibited Conduct

The following conduct is strictly prohibited on the 55bw Platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities where applicable:

• Registering more than one account or using another person's account.
• Providing false, misleading, or fraudulent information during registration or at any other time.
• Using the Platform for any unlawful purpose, including money laundering, fraud, or financing of illegal activities.
• Attempting to manipulate game outcomes through the use of software, bots, scripts, or any other automated means.
• Colluding with other players to gain an unfair advantage in any game or betting market.
• Exploiting software bugs, errors, or vulnerabilities. Any such issues must be reported to 55bw support immediately.
• Engaging in abusive, threatening, or harassing behavior toward 55bw staff or other players.
• Attempting to circumvent any security, verification, or responsible gaming measure implemented by 55bw.
• Using a VPN, proxy, or other technology to disguise your true location or identity.
• Accessing the Platform on behalf of a person who has been self-excluded or whose account has been suspended.

09 Intellectual Property

All content on the 55bw Platform, including but not limited to text, graphics, logos, game software, audio, video, and the overall design and layout of the Platform, is the exclusive property of 55bw or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial recreational gaming purposes. This licence does not permit you to:

• Copy, reproduce, distribute, or publicly display any content from the Platform without prior written consent from 55bw.
• Modify, adapt, translate, reverse engineer, decompile, or disassemble any software or content on the Platform.
• Use any 55bw trademark, logo, or brand element without prior written authorization.
• Scrape, crawl, or systematically extract data from the Platform using automated tools.

Any unauthorized use of 55bw's intellectual property may result in legal action. All rights not expressly granted in these Terms are reserved by 55bw.

10 Limitation of Liability

To the fullest extent permitted by applicable law, 55bw, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to:

• Loss of winnings, profits, or revenue.
• Loss of data or corruption of data.
• Interruption or unavailability of the Platform due to technical issues, maintenance, or circumstances beyond 55bw's reasonable control.
• Unauthorized access to your account resulting from your failure to maintain the security of your credentials.
• Any reliance placed on information or content published on the Platform.

The 55bw Platform is provided on an "as is" and "as available" basis. While 55bw makes reasonable efforts to ensure the Platform is available and functioning correctly at all times, we do not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components.

11 Privacy & Data

55bw collects, processes, and stores personal data in accordance with our Privacy Policy and applicable Philippine data protection laws, including the Data Privacy Act of 2012 (Republic Act No. 10173).

By registering on the 55bw Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy. Key points include:

• Your personal data is collected for the purposes of account management, identity verification, fraud prevention, regulatory compliance, and service improvement.
• 55bw will not sell your personal data to third parties for marketing purposes.
• Your data may be shared with regulatory authorities, payment processors, and identity verification providers as required by law or to deliver our services.
• You have the right to access, correct, and request deletion of your personal data, subject to applicable legal and regulatory retention requirements.

For full details on how 55bw handles your personal information, please review our Privacy Policy.

12 Termination & Suspension

55bw reserves the right to suspend, restrict, or terminate your account at any time, with or without prior notice, for any of the following reasons:

• Breach of any provision of these Terms.
• Failure to complete identity verification within a reasonable timeframe.
• Suspected fraudulent, abusive, or illegal activity.
• A request from a regulatory authority or law enforcement agency.
• Inactivity of your account for a continuous period of 12 months or more.

Upon termination of your account, any real-money balance remaining in your wallet (after deduction of any applicable bonus funds and pending verification of the balance's legitimacy) will be returned to you via your registered payment method, subject to completion of KYC verification and any applicable regulatory holds.

You may close your account at any time by contacting 55bw customer support. Account closure requests are processed within 5 business days. Closing your account does not affect any rights or obligations that arose prior to the closure date.

13 Governing Law & Disputes

These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of a dispute between you and 55bw, we encourage you to contact our customer support team in the first instance to seek an informal resolution. Most issues can be resolved quickly and efficiently through direct communication.

If a dispute cannot be resolved informally, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines. You agree to submit to the personal jurisdiction of such courts and waive any objection to the laying of venue in such courts.

For disputes relating to the regulatory aspects of 55bw's operations, players may also raise concerns with PAGCOR through the appropriate regulatory channels.

14 Amendments to These Terms

55bw reserves the right to amend, update, or replace these Terms at any time. When material changes are made, 55bw will notify registered players via email or through a prominent notice on the Platform prior to the changes taking effect.

The date of the most recent revision is indicated at the top of this document. It is your responsibility to review these Terms periodically to stay informed of any updates. Your continued use of the 55bw Platform following the effective date of any amendment constitutes your acceptance of the revised Terms.

If you do not agree to any amended Terms, you must cease using the Platform and may request account closure in accordance with Section 12 of these Terms.

15 Contact Us

If you have any questions, concerns, or feedback regarding these Terms and Conditions, please do not hesitate to reach out to the 55bw support team. We are available 24 hours a day, 7 days a week.

For responsible gaming support, please visit our dedicated Responsible Gaming page. For information on how we handle your personal data, please review our Privacy Policy.